About WorkersCompCodes
WorkersCompCodes is a licensed independent insurance agency focused entirely on one thing: getting business owners the right workers' compensation coverage at the right price.
We're licensed in all 50 states and work with more than a dozen A-rated carriers including The Hartford, Travelers, Liberty Mutual, biBerk, AmTrust, EMPLOYERS, and Chubb. Whether you're a one-person consultancy or a 500-employee operation, we shop your business across our carrier panel and bring you the best rate.
What we do differently
- → Free policy reviews and audit disputes. Most workers' comp policies have at least one error — wrong class code, misallocated payroll, missing exemption. We catch these and dispute them with the carrier at no charge.
- → Class-code-first underwriting. We start by getting your classifications right because that's the single biggest driver of premium. Many businesses save 20-40% just from re-classification.
- → Pay-as-you-go available. Premium tied to actual payroll instead of a big upfront deposit. No audit shock at year-end.
- → Same-day certificates of insurance. Need a COI for a job site, contract, or licensing requirement? We issue them within hours, not days.
- → Free tools for everyone. Our class code lookup, cost calculator, and EMR calculator are free to use whether or not you're a customer. We publish content because business owners deserve clear information about workers' comp.
How we make money
We earn standard agency commission directly from the carrier when you bind a policy through us. There is never a fee to you for our quoting, policy review, audit dispute, or certificate-issuance services. Our incentive is aligned with yours: we want you to renew with us each year, which means we need to consistently deliver the best rate and service.
Service area
Licensed in all 50 states. Our largest concentrations are in New York, New Jersey, Florida, Texas, California, Pennsylvania, Georgia, North Carolina, Ohio, and Illinois — but we write business in every state.
Get in touch
Call us at (833) 396-2634, or use the free quote form on our homepage — a licensed agent will reach out within one business hour. For general questions email hello@workerscompcodes.com.