Workers' Comp for Auto Repair Shops
Auto service / repair (NCCI 8380) is moderately-rated with claims driven by chemical burns, lifting, and pneumatic tool injuries. Body shops (9521) and tire shops have separate codes.
Common class codes for auto repair shops
8380
$2.00-$5.50
Automobile Service or Repair Center & Drivers
8391
$1.80-$5.00
Automobile Dealer & Drivers — All Other Employees
9521
$2.50-$6.50
Auto Body Repair — Painting & Refinishing
8385
$1.20-$4.00
Automobile Garages — Full Service Parking & Drivers
Why Auto Repair workers' comp is tricky
Body shops have higher rates than mechanical repair due to paint exposure and heavier lifting. Lot attendants and parts staff should be split out to reduce blended rate.
Tips to lower your auto repair premium
- ✓ Body work vs mechanical = different codes
- ✓ Sales staff and parts counter can be split into lower-rated codes
- ✓ Lift safety training and proper PPE earn schedule credits
Get a Auto Repair workers' comp quote in 60 seconds
We work with carriers that actively want auto repair shops — including specialty markets for hard-to-place accounts. Quote takes one minute.
Get My Auto Repair Quote →Auto Repair workers' comp by state
Rates, exemption rules, and rating bureaus for auto repair shops vary widely. Pick your state for auto repair-specific requirements and average rates:
Alabama $1.13 Alaska $2.25 Arizona $1.17 Arkansas $0.83 California $1.45 Colorado $0.92 Connecticut $1.53 Delaware $1.39 Florida $1.42 Georgia $1.06 Hawaii $1.69 Idaho $1.02 Illinois $1.66 Indiana $0.98 Iowa $1.06 Kansas $0.99 Kentucky $1.06 Louisiana $1.59 Maine $1.17 Maryland $0.94 Massachusetts $0.94 Michigan $0.97 Minnesota $1.31 Mississippi $1.20 Missouri $1.10 Montana $1.66 Nebraska $1.10 Nevada $0.81 New Hampshire $1.04 New Jersey $1.99 New Mexico $1.39 New York $1.41 North Carolina $0.84 North Dakota $0.78 Ohio $0.74 Oklahoma $1.13 Oregon $0.93 Pennsylvania $1.27 Rhode Island $1.20 South Carolina $1.34 South Dakota $0.97 Tennessee $0.97 Texas $1.04 Utah $0.88 Vermont $1.50 Virginia $0.83 Washington $1.16 West Virginia $1.32 Wisconsin $1.13 Wyoming $1.27
More auto repair workers' comp resources
- → Full NCCI class code directory — search all class codes by industry
- → Cost calculator — estimate auto repair premium by payroll
- → EMR calculator — experience mod impact on premium
- → COI generator — same-day certificate of insurance
- → Audit dispute guide — recover overpaid premium from misclassification
- → Pay-as-you-go workers' comp — align premium with actual payroll