Construction
Construction is one of the most heavily regulated and highest-rate industries for workers' compensation. Class...
Roofing
Roofing (NCCI class code 5551) is one of the highest-risk class codes in the entire system, with rates often $...
Plumbing
Plumbing contractors (NCCI 5183) typically face moderate workers' comp rates — much lower than roofing or fram...
Electrical
Electrical contractors performing wiring inside buildings use NCCI class code 5190. Outside line work uses dif...
HVAC
HVAC install and service (NCCI class code 5538) covers heating, ventilation, and air conditioning installation...
Painting
Painting contractors (NCCI 5474) face moderate-to-high rates due to fall, ladder, and chemical exposure. Inter...
Landscaping
Landscaping (NCCI class code 0042) covers lawn care, planting, hardscaping, and tree work under 25 feet. Tree ...
Restaurants
Restaurants use NCCI 9082 (full-service) or 9083 (fast-food/quick-service). Bars and taverns use 9079. Cuts, b...
Retail
Retail (NCCI 8017 NOC) is one of the lowest-risk class codes outside of office work. Specialty retail (clothin...
Cleaning / Janitorial
Commercial janitorial services (NCCI 9014) and residential house cleaning (9170) face moderate rates driven pr...
Auto Repair
Auto service / repair (NCCI 8380) is moderately-rated with claims driven by chemical burns, lifting, and pneum...
Trucking
Local trucking (NCCI 7228) and long-distance (7229) are differentiated by operating radius. Owner-operators ma...