Workers' Comp for Cleaning & Janitorial Services
Commercial janitorial services (NCCI 9014) and residential house cleaning (9170) face moderate rates driven primarily by lifting injuries, slip-and-falls, and chemical exposure. Window cleaning above ground level has its own (higher) code.
Common class codes for cleaning businesses
9014
$3.50-$9.50
Janitorial Services by Contractors — No Window Cleaning Above Ground Level & Drivers
9170
$3.50-$9.00
Janitorial Services — Residential
9015
$3.00-$8.00
Building Operation NOC — All Other Employees
Why Cleaning / Janitorial workers' comp is tricky
Cleaning services that include window washing above ground level, biohazard cleanup, or carpet/floor restoration all have separate higher-rated codes that should be properly split.
Tips to lower your cleaning / janitorial premium
- ✓ Stay under 1 story for window cleaning to keep base rate
- ✓ Document MSDS and chemical training
- ✓ Split residential (9170) and commercial (9014) revenue if applicable
Get a Cleaning / Janitorial workers' comp quote in 60 seconds
We work with carriers that actively want cleaning businesses — including specialty markets for hard-to-place accounts. Quote takes one minute.
Get My Cleaning / Janitorial Quote →Cleaning / Janitorial workers' comp by state
Rates, exemption rules, and rating bureaus for cleaning businesses vary widely. Pick your state for cleaning / janitorial-specific requirements and average rates:
Alabama $1.13 Alaska $2.25 Arizona $1.17 Arkansas $0.83 California $1.45 Colorado $0.92 Connecticut $1.53 Delaware $1.39 Florida $1.42 Georgia $1.06 Hawaii $1.69 Idaho $1.02 Illinois $1.66 Indiana $0.98 Iowa $1.06 Kansas $0.99 Kentucky $1.06 Louisiana $1.59 Maine $1.17 Maryland $0.94 Massachusetts $0.94 Michigan $0.97 Minnesota $1.31 Mississippi $1.20 Missouri $1.10 Montana $1.66 Nebraska $1.10 Nevada $0.81 New Hampshire $1.04 New Jersey $1.99 New Mexico $1.39 New York $1.41 North Carolina $0.84 North Dakota $0.78 Ohio $0.74 Oklahoma $1.13 Oregon $0.93 Pennsylvania $1.27 Rhode Island $1.20 South Carolina $1.34 South Dakota $0.97 Tennessee $0.97 Texas $1.04 Utah $0.88 Vermont $1.50 Virginia $0.83 Washington $1.16 West Virginia $1.32 Wisconsin $1.13 Wyoming $1.27
More cleaning / janitorial workers' comp resources
- → Full NCCI class code directory — search all class codes by industry
- → Cost calculator — estimate cleaning / janitorial premium by payroll
- → EMR calculator — experience mod impact on premium
- → COI generator — same-day certificate of insurance
- → Audit dispute guide — recover overpaid premium from misclassification
- → Pay-as-you-go workers' comp — align premium with actual payroll