Workers' Comp Insurance for Cleaning / Janitorial Businesses in Kansas

Commercial janitorial services (NCCI 9014) and residential house cleaning (9170) face moderate rates driven primarily by lifting injuries, slip-and-falls, and chemical exposure. Window cleaning above ground level has its own (higher) code in Kansas. The Kansas workers' compensation market is governed by NCCI, and the average rate statewide is approximately $0.99 per $100 of payroll.

Kansas requirements for cleaning / janitorial businesses

When required: Required for employers with gross annual payroll over $20,000.

Sole proprietors: Sole proprietors are exempt unless they elect.

Owner / officer exclusion: Officers may exclude themselves.

Cleaning / Janitorial class codes used in Kansas

Why cleaning / janitorial workers' comp is tricky in Kansas

Cleaning services that include window washing above ground level, biohazard cleanup, or carpet/floor restoration all have separate higher-rated codes that should be properly split.

Tips for Kansas cleaning businesses

• ✓ Stay under 1 story for window cleaning to keep base rate
• ✓ Document MSDS and chemical training
• ✓ Split residential (9170) and commercial (9014) revenue if applicable

Cleaning / Janitorial workers' comp in other states

Rates and requirements for cleaning businesses vary widely by state. Compare Kansas to other major markets:

Other industries in Kansas

Kansas workers' comp rates and requirements for other common industries: