Workers' Comp Insurance for Cleaning / Janitorial Businesses in Idaho

Commercial janitorial services (NCCI 9014) and residential house cleaning (9170) face moderate rates driven primarily by lifting injuries, slip-and-falls, and chemical exposure. Window cleaning above ground level has its own (higher) code in Idaho. The Idaho workers' compensation market is governed by NCCI, and the average rate statewide is approximately $1.02 per $100 of payroll.

Idaho requirements for cleaning / janitorial businesses

When required: Required for any employer with at least one employee.

Sole proprietors: Sole proprietors and partners are exempt unless they elect.

Owner / officer exclusion: Officers may be excluded if they own 10%+ of stock.

Cleaning / Janitorial class codes used in Idaho

Why cleaning / janitorial workers' comp is tricky in Idaho

Cleaning services that include window washing above ground level, biohazard cleanup, or carpet/floor restoration all have separate higher-rated codes that should be properly split.

Tips for Idaho cleaning businesses

• ✓ Stay under 1 story for window cleaning to keep base rate
• ✓ Document MSDS and chemical training
• ✓ Split residential (9170) and commercial (9014) revenue if applicable

Cleaning / Janitorial workers' comp in other states

Rates and requirements for cleaning businesses vary widely by state. Compare Idaho to other major markets:

Other industries in Idaho

Idaho workers' comp rates and requirements for other common industries: